When Living On Credit Turned Into A Nightmare

I have to admit I have always liked the finer things in life but in my defence I also knew the importance of working hard and not living on credit. While I can’t admit to being the best saver in my family or even circle of friends I have always made sure to not  to live on credit but some how that changed. I’m not sure exactly when or even how but gradually over a period of about 2 years I started to use more and more credit cards and…

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