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Credit Card Debt: living on credit Credit Card IVA 

When Living On Credit Turned Into A Nightmare

Kim Johnstone , , , 0 comment

I have to admit I have always liked the finer things in life but in my defence I also knew the importance of working hard and not living on credit. While I can’t admit to being the best saver in my family or even circle of friends I have always made sure to not  to live on credit but some how that changed. I’m not sure exactly when or even how but gradually over a period of about 2 years I started to use more and more credit cards and…

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Credit Card Debt Credit Card Editors Choice Protected Trust Deed 

Borrowing To Live

Kim Johnstone , , , 0 comment

I found myself in around £15,000 of debt and every penny I earned just paid interest on my credit cards, forcing me to start borrowing to live each month. It began almost as soon as I turned 18 when I received a pre-approved credit card application through the door within days of my birthday. Even though I completed the application and got the credit card through the door as was promised, I never used it straight away. I waited 3 months and only used it to buy some Christmas presents…

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